[{"data":1,"prerenderedAt":645},["ShallowReactive",2],{"tag-revolut":3,"$fBHBO6HNlro4pzQmxfe-S66LCc8pxQsbg1fj0C2KqRXI":387},[4,128],{"id":5,"title":6,"author":7,"body":8,"category":108,"date":109,"description":110,"draft":111,"extension":112,"faq":113,"featured":111,"image":114,"meta":115,"modified":113,"navigation":116,"path":117,"seo":118,"source":119,"sourceUrl":120,"stem":121,"tags":122,"__hash__":127},"news\u002Fnews\u002F2026\u002F03\u002Fcrypto-friendly-revolut-launches-uk-bank-after-regulator-lif.md","Crypto-friendly Revolut launches UK bank after regulator lifts license restrictions","Fintech.News Desk",{"type":9,"value":10,"toc":99},"minimark",[11,15,20,23,26,30,33,36,40,43,46,49,55,89,93],[12,13,14],"p",{},"The UK financial landscape is undergoing a significant shift as fintech companies increasingly challenge traditional banking models. Revolut, a prominent player in the digital finance space, has officially launched its UK bank, a move made possible after the lifting of regulatory restrictions on its banking license. This development not only signifies a major milestone for Revolut but also has profound implications for the broader financial industry, particularly for finance and accounting professionals navigating the complexities of integrating innovative financial technologies. The launch comes at a crucial time when consumers and businesses are demanding more agile, accessible, and digitally-driven financial services, making Revolut's entry into the UK banking sector a timely and potentially disruptive force. The significance lies in the potential for increased competition, innovation in financial products, and a reshaping of how businesses and individuals manage their finances.",[16,17,19],"h2",{"id":18},"whats-happening","What's Happening",[12,21,22],{},"Revolut's launch of its UK bank represents the culmination of a strategic effort to solidify its position within the British financial ecosystem. The lifting of regulatory restrictions, although not explicitly detailed in the provided source, likely involved satisfying stringent requirements related to capital adequacy, risk management, and anti-money laundering (AML) compliance – key areas of scrutiny for financial institutions operating under the watchful eye of regulators like the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).",[12,24,25],{},"The new UK banking entity will allow Revolut to offer a wider array of financial services directly to its customers, including deposit accounts protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. This is a significant upgrade from previously relying on e-money licenses and partner banks to safeguard customer funds. The direct banking license empowers Revolut to offer more competitive interest rates on savings accounts, provide loans and credit facilities, and potentially introduce innovative financial products tailored to the UK market. Critically, it also allows Revolut to build deeper relationships with its customers by providing a more comprehensive and secure financial platform. This move also signals a commitment to the UK market, despite broader economic uncertainties and ongoing debates surrounding the future of fintech regulation.",[16,27,29],{"id":28},"industry-context","Industry Context",[12,31,32],{},"Revolut's progression to a fully-fledged bank in the UK places it in direct competition with both traditional high-street banks and other fintech challengers like Monzo and Starling Bank. While these competitors also offer digital-first banking experiences, Revolut distinguishes itself through its focus on international money transfers and cryptocurrency services. Its \"crypto-friendly\" approach, although potentially attracting regulatory scrutiny, resonates with a growing segment of the population interested in digital assets. This contrasts with the often cautious or even prohibitive stance adopted by some traditional banks regarding cryptocurrency transactions.",[12,34,35],{},"The company's expansion aligns with a broader trend of fintech firms seeking banking licenses to gain greater control over their operations, reduce reliance on third-party providers, and enhance profitability. This shift is driven by the increasing maturity of the fintech sector and the recognition that a full banking license provides a significant competitive advantage. The regulatory landscape is also evolving, with authorities grappling with how to foster innovation while ensuring financial stability and consumer protection. The Bank of England, for example, is actively exploring central bank digital currencies (CBDCs) and their potential impact on the financial system. Revolut's move can be seen as a proactive step to position itself at the forefront of this evolving landscape, ready to integrate new technologies and regulatory frameworks as they emerge. However, it also increases the regulatory burden on Revolut, requiring them to invest heavily in compliance infrastructure and expertise.",[16,37,39],{"id":38},"why-this-matters-for-professionals","Why This Matters for Professionals",[12,41,42],{},"The launch of Revolut's UK bank has significant implications for finance and accounting professionals. Firstly, it necessitates a deeper understanding of the accounting and regulatory requirements for digital banking operations. Accountants and CFOs working with or for Revolut will need to ensure compliance with UK Generally Accepted Accounting Principles (GAAP) and relevant banking regulations. This includes implementing robust internal controls, developing appropriate accounting policies for digital assets, and ensuring accurate financial reporting.",[12,44,45],{},"Secondly, the increased competition in the banking sector may lead to more competitive pricing and innovative financial products, forcing finance professionals to re-evaluate their banking relationships and seek out the most cost-effective and efficient solutions for their businesses. This might involve switching to digital banks like Revolut for certain services, such as international payments or expense management.",[12,47,48],{},"Thirdly, the rise of crypto-friendly banks raises complex accounting and tax issues related to digital assets. Finance professionals need to stay abreast of evolving regulations and guidance from bodies like the Financial Accounting Standards Board (FASB) and HM Revenue & Customs (HMRC) regarding the accounting for and taxation of cryptocurrencies. This includes understanding how to value digital assets, account for gains and losses, and comply with anti-money laundering (AML) regulations.",[12,50,51],{},[52,53,54],"strong",{},"Action Items and Considerations:",[56,57,58,65,71,77,83],"ul",{},[59,60,61,64],"li",{},[52,62,63],{},"Review banking relationships:"," Evaluate current banking arrangements and explore potential benefits of using digital banks like Revolut for specific services.",[59,66,67,70],{},[52,68,69],{},"Enhance knowledge of digital asset accounting:"," Invest in training and resources to stay updated on the latest accounting and tax regulations related to cryptocurrencies.",[59,72,73,76],{},[52,74,75],{},"Strengthen internal controls:"," Implement robust internal controls to ensure compliance with banking regulations and prevent financial crime.",[59,78,79,82],{},[52,80,81],{},"Develop accounting policies:"," Create clear and comprehensive accounting policies for digital assets, ensuring consistency and accuracy in financial reporting.",[59,84,85,88],{},[52,86,87],{},"Monitor regulatory developments:"," Stay informed about evolving regulations and guidance from relevant authorities regarding digital banking and cryptocurrencies.",[16,90,92],{"id":91},"the-bottom-line","The Bottom Line",[12,94,95,96],{},"Revolut's launch of its UK bank marks a pivotal moment in the evolution of fintech, signaling a shift towards greater maturity and integration within the mainstream financial system, but also creating new challenges and opportunities for finance professionals navigating this rapidly changing landscape. ",[52,97,98],{},"The launch of Revolut’s UK bank underscores the increasing convergence of fintech and traditional banking, demanding that finance professionals embrace digital innovation while upholding robust compliance standards.",{"title":100,"searchDepth":101,"depth":101,"links":102},"",3,[103,105,106,107],{"id":18,"depth":104,"text":19},2,{"id":28,"depth":104,"text":29},{"id":38,"depth":104,"text":39},{"id":91,"depth":104,"text":92},"fintech","2026-03-11","Revolut launches UK bank! Crypto-friendly fintech overcomes regulatory hurdles. A key move for UK finance & accounting pros. Learn more.",false,"md",null,"\u002Fimages\u002Farticles\u002Fcrypto-friendly-revolut-launches-uk-bank-after-regulator-lif.png",{},true,"\u002Fnews\u002F2026\u002F03\u002Fcrypto-friendly-revolut-launches-uk-bank-after-regulator-lif",{"title":6,"description":110},"The Block","https:\u002F\u002Fwww.theblock.co\u002Fpost\u002F393215\u002Fcrypto-friendly-revolut-launches-uk-bank-after-regulator-lifts-license-restrictions?utm_source=rss&utm_medium=rss","news\u002F2026\u002F03\u002Fcrypto-friendly-revolut-launches-uk-bank-after-regulator-lif",[123,124,125,126,108],"revolut","neobank","crypto","banking","2HIvpEZ2JEBVu3uRcuutkL2W3VEGDDASJc23-FkMOsY",{"id":129,"title":130,"author":7,"body":131,"category":108,"date":373,"description":374,"draft":111,"extension":112,"faq":113,"featured":116,"image":375,"meta":376,"modified":113,"navigation":116,"path":377,"seo":378,"source":379,"sourceUrl":380,"stem":381,"tags":382,"__hash__":386},"news\u002Fnews\u002F2026\u002F03\u002Frevolut-files-for-us-bank-charter-names-duransoy-as-us-ceo.md","Revolut Files for US Bank Charter: A 70-Million User Threat to US Neobanks",{"type":9,"value":132,"toc":360},[133,138,149,152,155,159,162,182,189,191,195,198,201,203,207,218,238,241,254,256,260,263,268,271,275,278,282,285,287,291,303,306,327,329,333,353,355],[12,134,135],{},[52,136,137],{},"Analysis by Fintech.News Desk | Editorial Team | Updated: March 19, 2026",[12,139,140,141,144,145,148],{},"Revolut, the London-born \"super-app\" boasting a staggering 70 million users worldwide, has officially thrown down the gauntlet in the American financial sector. By filing for a US National Bank Charter with the ",[52,142,143],{},"Office of the Comptroller of the Currency (OCC)"," and the ",[52,146,147],{},"Federal Deposit Insurance Corporation (FDIC)",", Revolut is signaling that its \"testing phase\" in the States is over.",[12,150,151],{},"But as any fintech veteran knows, a charter application is not a guarantee of a license. It is the beginning of a multi-year regulatory marathon that has claimed many casualties before.",[153,154],"hr",{},[16,156,158],{"id":157},"_1-why-a-charter-the-varo-model-vs-the-provider-model","1. Why a Charter? The \"Varo model\" vs. The \"Provider model\"",[12,160,161],{},"Currently, Revolut operates in the US through a partnership with a licensed bank (Metropolitan Commercial Bank). While this allowed for a rapid launch, it comes with heavy costs:",[56,163,164,170,176],{},[59,165,166,169],{},[52,167,168],{},"Interchange Sharing:"," Revolut has to share a portion of every swipe fee with its partner.",[59,171,172,175],{},[52,173,174],{},"Lending Limits:"," Without a charter, Revolut cannot use its own deposits to fund loans directly, limiting its \"Net Interest Margin\" (NIM)—the primary way banks make money.",[59,177,178,181],{},[52,179,180],{},"Product Speed:"," Every new financial product must be \"vetted\" by the partner bank, slowing down Revolut's famous weekly update cycle.",[12,183,184,185,188],{},"By obtaining a national charter, Revolut would follow in the footsteps of ",[52,186,187],{},"Varo Bank",", which in 2020 became the first all-digital bank to receive a national charter. This move allows for vertical integration, significantly higher margins, and the ability to offer FDIC-insured products under its own brand.",[153,190],{},[16,192,194],{"id":193},"_2-the-leadership-shift-who-is-duransoy","2. The Leadership Shift: Who is Duransoy?",[12,196,197],{},"The appointment of a new US CEO (Sidbali Duransoy, formerly of Marsh McLennan and eBay) is a strategic hiring decision aimed directly at the OCC. Regulators don't just look at balance sheets; they look at \"Management Competency.\"",[12,199,200],{},"Duransoy brings a background in risk management and marketplace scaling—two things the OCC values highly. His primary mission won't be \"growth at all costs,\" but rather \"compliance at all costs.\" In the current 2026 climate, where the FDIC is cracking down on \"Banking-as-a-Service\" (BaaS) partnerships, Revolut's move to become its own bank is a defensive masterstroke.",[153,202],{},[16,204,206],{"id":205},"_3-the-70-million-user-advantage-a-global-threat","3. The 70-Million User Advantage: A Global Threat",[12,208,209,210,213,214,217],{},"Revolut's US competitors, like ",[52,211,212],{},"Chime"," (estimated 20M users) and ",[52,215,216],{},"Current",", should be wary. While Revolut's US user base is currently a fraction of its global total, the company has a \"feature factory\" that most US neobanks can't match:",[56,219,220,226,232],{},[59,221,222,225],{},[52,223,224],{},"Crypto-to-Fiat rails:"," Already integrated into the app.",[59,227,228,231],{},[52,229,230],{},"Stock Trading:"," Global fractional share access.",[59,233,234,237],{},[52,235,236],{},"Multi-Currency Accounts:"," A \"Killer App\" for the increasingly mobile US workforce.",[12,239,240],{},"If Revolut gets a charter, it can offer higher interest rates on savings than Chime or Varo because its cost of capital will drop significantly.",[242,243,244],"blockquote",{},[12,245,246,250,253],{},[247,248,249],"span",{},"!IMPORTANT",[52,251,252],{},"Accountant's Corner:"," If Revolut succeeds, the \"fragmentation\" of business banking will accelerate. CPAs will need to handle clients who shift funds between traditional giants like JP Morgan and high-yield fintech repositories like Revolut. Real-time API accounting (Xero\u002FQuickBooks) will be mandatory, not optional.",[153,255],{},[16,257,259],{"id":258},"_4-the-regulatory-gauntlet-2026-edition","4. The Regulatory \"Gauntlet\" (2026 Edition)",[12,261,262],{},"The OCC's \"Fintech Charter\" has been a point of legal contention for years. Revolut faces three major hurdles:",[264,265,267],"h3",{"id":266},"a-the-community-reinvestment-act-cra","A. The Community Reinvestment Act (CRA)",[12,269,270],{},"How does a digital-only bank serve low-income \"brick-and-mortar\" communities? Revolut will have to prove that its digital services provide \"financial inclusion\" to the unbanked in a way that satisfies the CRA requirements.",[264,272,274],{"id":273},"b-capital-requirements","B. Capital Requirements",[12,276,277],{},"The FDIC typically requires 10% or more in Tier 1 capital for new banks—a high bar for a company that is still scaling fast. Revolut's recent $45 billion valuation (private market estimate) helps, but the \"liquidity\" of that capital will be scrutinized.",[264,279,281],{"id":280},"c-anti-money-laundering-aml","C. Anti-Money Laundering (AML)",[12,283,284],{},"Revolut has faced criticism in Europe over the speed of its growth outstripping its compliance controls. US regulators are notoriously stricter. Revolut will need to demonstrate that its AI-driven AML systems are \"audit-ready\" and can catch sophisticated fraud better than a human-staffed department.",[153,286],{},[16,288,290],{"id":289},"_5-what-this-means-for-fintech-strategy","5. What This Means for Fintech Strategy",[12,292,293,294,297,298,302],{},"Revolut’s move marks the ",[52,295,296],{},"\"End of the Partnership Era.\""," In 2022-2024, every fintech wanted to \"partner\" with a bank. In 2026, every top-tier fintech wants to ",[299,300,301],"em",{},"be"," the bank.",[12,304,305],{},"For the accounting and fintech professional, this means:",[307,308,309,315,321],"ol",{},[59,310,311,314],{},[52,312,313],{},"Convergence:"," The line between \"Tech Company\" and \"Financial Institution\" has permanently blurred.",[59,316,317,320],{},[52,318,319],{},"Specialization:"," There is a massive talent gap for professionals who understand both the \"code\" of a fintech and the \"charter requirements\" of the OCC.",[59,322,323,326],{},[52,324,325],{},"Global Liquidity:"," Revolut is the first player attempting to build a truly borderless bank. If they succeed in the US, the \"siloed\" nature of national banking is over.",[153,328],{},[264,330,332],{"id":331},"key-takeaways-for-professionals","Key Takeaways for Professionals:",[56,334,335,341,347],{},[59,336,337,340],{},[52,338,339],{},"Stay Updated on the OCC:"," Watch the \"Preliminary Approval\" stage of Revolut's filing. It usually takes 12-18 months.",[59,342,343,346],{},[52,344,345],{},"Advise Clients on BaaS Risks:"," Partnerships are becoming riskier; standalone chartered entities are the \"Safe Haven.\"",[59,348,349,352],{},[52,350,351],{},"Master Global Reporting:"," Revolut users often hold balance in 5+ currencies. Your accounting software must handle this natively.",[153,354],{},[12,356,357],{},[52,358,359],{},"Is Revolut's 70-million user base enough to topple the US incumbents, or will the \"Regulatory Gauntlet\" be too much for the London giant? Share your thoughts in our analysis forum!",{"title":100,"searchDepth":101,"depth":101,"links":361},[362,363,364,365,370],{"id":157,"depth":104,"text":158},{"id":193,"depth":104,"text":194},{"id":205,"depth":104,"text":206},{"id":258,"depth":104,"text":259,"children":366},[367,368,369],{"id":266,"depth":101,"text":267},{"id":273,"depth":101,"text":274},{"id":280,"depth":101,"text":281},{"id":289,"depth":104,"text":290,"children":371},[372],{"id":331,"depth":101,"text":332},"2026-03-06","Revolut's application for a US National Bank Charter marks the end of the fintech partnership era. An analytical deep-dive into the regulatory hurdles, competitive landscape, and the 'Varo model'.","\u002Fimages\u002Farticles\u002Frevolut-files-for-us-bank-charter-names-duransoy-as-us-ceo.png",{},"\u002Fnews\u002F2026\u002F03\u002Frevolut-files-for-us-bank-charter-names-duransoy-as-us-ceo",{"title":130,"description":374},"PYMNTS","https:\u002F\u002Fwww.pymnts.com\u002Ffinancial-apps\u002F2026\u002Frevolut-files-for-us-bank-charter-names-duransoy-as-us-ceo\u002F","news\u002F2026\u002F03\u002Frevolut-files-for-us-bank-charter-names-duransoy-as-us-ceo",[123,126,383,384,385],"regulation","occ","fdic","qU45edbDATmU1KasJ7VZcLOmWGPYH2SlckPpLskbm5k",{"data":388,"valid_date":392},[389,400,409,418,427,436,442,450,459,468,477,487,497,506,515,524,533,542,550,559,568,576,585,594,603,612,621,628,637],{"currency":390,"id":391,"valid_date":392,"unit":393,"ask":394,"created_at":395,"currency_id":396,"symbol":397,"bid":398,"average":399},"Unknown 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CNY",7755,592,"2026-04-23T00:00:04.731588+07:00","CNH","CNH\u002FKHR",586,589,{"currency":437,"id":438,"valid_date":392,"unit":393,"ask":430,"created_at":439,"currency_id":440,"symbol":441,"bid":434,"average":435},"China Yuan",7756,"2026-04-23T00:00:04.778072+07:00","CNY","CNY\u002FKHR",{"currency":390,"id":443,"valid_date":392,"unit":393,"ask":444,"created_at":445,"currency_id":446,"symbol":447,"bid":448,"average":449},7778,635,"2026-04-23T00:00:05.759062+07:00","DKK","DKK\u002FKHR",629,632,{"currency":451,"id":452,"valid_date":392,"unit":393,"ask":453,"created_at":454,"currency_id":455,"symbol":456,"bid":457,"average":458},"European Euro",7757,4748,"2026-04-23T00:00:04.822241+07:00","EUR","EUR\u002FKHR",4701,4724.5,{"currency":460,"id":461,"valid_date":392,"unit":393,"ask":462,"created_at":463,"currency_id":464,"symbol":465,"bid":466,"average":467},"British Pound",7758,5464,"2026-04-23T00:00:04.865145+07:00","GBP","GBP\u002FKHR",5409,5436.5,{"currency":469,"id":470,"valid_date":392,"unit":393,"ask":471,"created_at":472,"currency_id":473,"symbol":474,"bid":475,"average":476},"Hong Kong Dollar",7759,516,"2026-04-23T00:00:04.915081+07:00","HKD","HKD\u002FKHR",511,513.5,{"currency":478,"id":479,"valid_date":392,"unit":480,"ask":481,"created_at":482,"currency_id":483,"symbol":484,"bid":485,"average":486},"Indonesian Rupiah",7760,1000,235,"2026-04-23T00:00:04.958345+07:00","IDR","IDR\u002FKHR",233,234,{"currency":488,"id":489,"valid_date":392,"unit":490,"ask":491,"created_at":492,"currency_id":493,"symbol":494,"bid":495,"average":496},"Indian Rupee",7761,100,4304,"2026-04-23T00:00:05.009885+07:00","INR","INR\u002FKHR",4261,4282.5,{"currency":498,"id":499,"valid_date":392,"unit":490,"ask":500,"created_at":501,"currency_id":502,"symbol":503,"bid":504,"average":505},"Japanese Yen",7762,2537,"2026-04-23T00:00:05.053586+07:00","JPY","JPY\u002FKHR",2512,2524.5,{"currency":507,"id":508,"valid_date":392,"unit":490,"ask":509,"created_at":510,"currency_id":511,"symbol":512,"bid":513,"average":514},"Korean Won",7763,274,"2026-04-23T00:00:05.101117+07:00","KRW","KRW\u002FKHR",271,272.5,{"currency":516,"id":517,"valid_date":392,"unit":480,"ask":518,"created_at":519,"currency_id":520,"symbol":521,"bid":522,"average":523},"Laotian Kip",7764,185,"2026-04-23T00:00:05.146994+07:00","LAK","LAK\u002FKHR",183,184,{"currency":525,"id":526,"valid_date":392,"unit":490,"ask":527,"created_at":528,"currency_id":529,"symbol":530,"bid":531,"average":532},"Myanmar Kyat",7765,193,"2026-04-23T00:00:05.189702+07:00","MMK","MMK\u002FKHR",191,192,{"currency":534,"id":535,"valid_date":392,"unit":393,"ask":536,"created_at":537,"currency_id":538,"symbol":539,"bid":540,"average":541},"Malaysian Ringgit",7766,1022,"2026-04-23T00:00:05.237324+07:00","MYR","MYR\u002FKHR",1012,1017,{"currency":390,"id":543,"valid_date":392,"unit":490,"ask":544,"created_at":545,"currency_id":546,"symbol":547,"bid":548,"average":549},7777,299,"2026-04-23T00:00:05.715901+07:00","NGN","NGN\u002FKHR",296,297.5,{"currency":551,"id":552,"valid_date":392,"unit":393,"ask":553,"created_at":554,"currency_id":555,"symbol":556,"bid":557,"average":558},"New Zealand Dollar",7767,2391,"2026-04-23T00:00:05.279046+07:00","NZD","NZD\u002FKHR",2368,2379.5,{"currency":560,"id":561,"valid_date":392,"unit":490,"ask":562,"created_at":563,"currency_id":564,"symbol":565,"bid":566,"average":567},"Philippine Peso",7768,6718,"2026-04-23T00:00:05.324270+07:00","PHP","PHP\u002FKHR",6652,6685,{"currency":390,"id":569,"valid_date":392,"unit":393,"ask":570,"created_at":571,"currency_id":572,"symbol":573,"bid":574,"average":575},7779,1077,"2026-04-23T00:00:05.801223+07:00","SAR","SAR\u002FKHR",1066,1071.5,{"currency":577,"id":578,"valid_date":392,"unit":393,"ask":579,"created_at":580,"currency_id":581,"symbol":582,"bid":583,"average":584},"Special Drawing Right",7769,5545,"2026-04-23T00:00:05.364951+07:00","SDR","SDR\u002FKHR",5490,5517.5,{"currency":586,"id":587,"valid_date":392,"unit":393,"ask":588,"created_at":589,"currency_id":590,"symbol":591,"bid":592,"average":593},"Swedish Krona",7770,441,"2026-04-23T00:00:05.406092+07:00","SEK","SEK\u002FKHR",437,439,{"currency":595,"id":596,"valid_date":392,"unit":393,"ask":597,"created_at":598,"currency_id":599,"symbol":600,"bid":601,"average":602},"Singapore Dollar",7771,3175,"2026-04-23T00:00:05.449803+07:00","SGD","SGD\u002FKHR",3143,3159,{"currency":604,"id":605,"valid_date":392,"unit":393,"ask":606,"created_at":607,"currency_id":608,"symbol":609,"bid":610,"average":611},"Thai Baht",7772,126,"2026-04-23T00:00:05.492499+07:00","THB","THB\u002FKHR",124,125,{"currency":613,"id":614,"valid_date":392,"unit":393,"ask":615,"created_at":616,"currency_id":617,"symbol":618,"bid":619,"average":620},"Taiwan Dollar",7773,128,"2026-04-23T00:00:05.539270+07:00","TWD","TWD\u002FKHR",127,127.5,{"currency":622,"id":623,"valid_date":392,"unit":393,"ask":624,"created_at":625,"currency_id":626,"symbol":627,"bid":624,"average":624},"United States Dollar",7751,3999,"2026-04-23T00:00:04.540036+07:00","USD","USD\u002FKHR",{"currency":629,"id":630,"valid_date":392,"unit":480,"ask":631,"created_at":632,"currency_id":633,"symbol":634,"bid":635,"average":636},"Vietnamese Dong",7774,153,"2026-04-23T00:00:05.579702+07:00","VND","VND\u002FKHR",152,152.5,{"currency":390,"id":638,"valid_date":392,"unit":393,"ask":639,"created_at":640,"currency_id":641,"symbol":642,"bid":643,"average":644},7776,246,"2026-04-23T00:00:05.669765+07:00","ZAR","ZAR\u002FKHR",244,245,1776917258774]