[{"data":1,"prerenderedAt":819},["ShallowReactive",2],{"tag-stripe":3,"$fBHBO6HNlro4pzQmxfe-S66LCc8pxQsbg1fj0C2KqRXI":561},[4,101,172,258,343,453],{"id":5,"title":6,"author":7,"body":8,"category":81,"date":82,"description":83,"draft":84,"extension":85,"faq":86,"featured":84,"image":87,"meta":88,"modified":86,"navigation":89,"path":90,"seo":91,"source":92,"sourceUrl":93,"stem":94,"tags":95,"__hash__":100},"news\u002Fnews\u002F2026\u002F03\u002Fstripe-backed-protocol-lets-ai-agents-transact-autonomously.md","Stripe-Backed Protocol Lets AI Agents Transact Autonomously","Fintech.News Desk",{"type":9,"value":10,"toc":75},"minimark",[11,15,18,21,24,29,32,67,70],[12,13,14],"p",{},"Tempo, a blockchain protocol incubated by both Stripe and Paradigm, a cryptocurrency-focused venture capital firm, has officially launched its mainnet, marking a significant step towards enabling autonomous transactions for AI agents. The launch introduces an open standard for machine payments, paving the way for developers to build innovative applications on the Tempo network.",[12,16,17],{},"With the mainnet now live, developers gain access to Tempo’s public Remote Procedure Call (RPC) endpoints, allowing them to interact with the blockchain and integrate its functionalities into their projects. This accessibility is crucial for fostering a vibrant ecosystem of applications that leverage the protocol's capabilities.",[12,19,20],{},"The core concept behind Tempo is to facilitate seamless and secure transactions between AI agents, allowing them to operate autonomously in various economic activities. Imagine AI-powered systems automatically purchasing resources, negotiating contracts, and settling payments without human intervention. This vision is becoming increasingly feasible with the advent of Tempo and similar technologies.",[12,22,23],{},"The launch of Tempo's mainnet signifies a move towards a more decentralized and automated financial landscape. By establishing an open standard for machine payments, Tempo aims to streamline interactions between AI entities and unlock new opportunities for efficiency and innovation across diverse industries. This could lead to significant advancements in areas such as supply chain management, automated trading, and micro-payments for digital services.",[25,26,28],"h2",{"id":27},"why-this-matters","Why This Matters",[12,30,31],{},"For accountants and fintech professionals, Tempo represents a glimpse into the future of financial operations. The ability of AI agents to transact autonomously will likely lead to significant changes in how businesses manage their finances. Here's why this is important:",[33,34,35,43,49,55,61],"ul",{},[36,37,38,42],"li",{},[39,40,41],"strong",{},"Automation of Financial Processes:"," Routine tasks like invoice processing, payment reconciliation, and expense management could be fully automated by AI agents interacting through protocols like Tempo. This would free up accountants to focus on more strategic activities such as financial analysis and forecasting.",[36,44,45,48],{},[39,46,47],{},"Real-Time Financial Data:"," With AI agents constantly transacting and recording data on the blockchain, businesses will gain access to real-time financial information. This will enable more informed decision-making and improved financial control.",[36,50,51,54],{},[39,52,53],{},"New Audit Paradigms:"," The transparent and immutable nature of blockchain transactions could revolutionize auditing practices. Auditors will be able to verify transactions more efficiently and identify potential irregularities more quickly.",[36,56,57,60],{},[39,58,59],{},"Emerging Fintech Solutions:"," Tempo-like protocols could spur the development of new fintech solutions that leverage AI and blockchain technology to provide innovative financial services. This could include automated investment management, personalized financial advice, and decentralized lending platforms.",[36,62,63,66],{},[39,64,65],{},"Compliance and Regulatory Considerations:"," As autonomous transactions become more prevalent, accountants and fintech professionals will need to navigate the evolving regulatory landscape. This includes ensuring compliance with anti-money laundering (AML) regulations and data privacy laws.",[12,68,69],{},"The rise of autonomous transactions powered by protocols like Tempo will require accountants and fintech professionals to adapt their skills and knowledge to embrace new technologies and regulatory frameworks. Staying informed about these developments is crucial for remaining competitive and contributing to the future of finance.",[12,71,72],{},[39,73,74],{},"Tempo's mainnet launch signals a significant step towards a future where AI agents can autonomously participate in the global economy, prompting a need for fintech professionals to adapt to a new era of automated finance.",{"title":76,"searchDepth":77,"depth":77,"links":78},"",3,[79],{"id":27,"depth":80,"text":28},2,"ai-finance","2026-03-18","Stripe & Paradigm's Tempo launches: AI agents now transact autonomously! Explore pavi, the open standard for machine payments. Fintech & accounting innovation.",false,"md",null,"\u002Fimages\u002Farticles\u002Fstripe-backed-protocol-lets-ai-agents-transact-autonomously.png",{},true,"\u002Fnews\u002F2026\u002F03\u002Fstripe-backed-protocol-lets-ai-agents-transact-autonomously",{"title":6,"description":83},"PYMNTS","https:\u002F\u002Fwww.pymnts.com\u002Fnews\u002Fpayment-methods\u002F2026\u002Fstripe-backed-protocol-lets-ai-agents-transact-autonomously\u002F","news\u002F2026\u002F03\u002Fstripe-backed-protocol-lets-ai-agents-transact-autonomously",[96,97,98,99],"stripe","ai","irs","payments","n6xVV9H_isZ9cZcohLco9s9PKtkFU9v7dadYJMZbmko",{"id":102,"title":103,"author":7,"body":104,"category":159,"date":160,"description":161,"draft":84,"extension":85,"faq":86,"featured":84,"image":162,"meta":163,"modified":86,"navigation":89,"path":164,"seo":165,"source":166,"sourceUrl":167,"stem":168,"tags":169,"__hash__":171},"news\u002Fnews\u002F2026\u002F03\u002Frobinhoods-startup-fund-invests-roughly-35-million-across-st.md","Robinhood's startup fund invests roughly $35 million across Stripe and AI audio firm",{"type":9,"value":105,"toc":153},[106,109,113,116,120,123,127,143,147],[12,107,108],{},"The intersection of fintech, artificial intelligence, and venture capital is becoming increasingly complex, demanding that financial professionals stay abreast of the latest developments. Robinhood's recent strategic investment of approximately $35 million into both Stripe and AI audio firm ElevenLabs exemplifies this trend. This move, while seemingly a straightforward investment, signals a deeper strategic shift for Robinhood, impacting not only its portfolio diversification but also raising important considerations for accounting practices, risk management, and the future of financial services. This analysis will delve into the specifics of the investment, its industry context, the implications for financial professionals, and offer a forward-looking perspective on the evolving landscape.",[25,110,112],{"id":111},"whats-happening","What's Happening",[12,114,115],{},"Robinhood, primarily known for its commission-free stock trading platform, has allocated $35 million from its startup fund across two distinct companies: Stripe and ElevenLabs. Stripe, a well-established payment processing giant, represents a relatively safe and mature investment within the fintech space. ElevenLabs, on the other hand, is an AI audio firm, specializing in voice cloning and speech synthesis, representing a more speculative, high-growth potential venture. The specific breakdown of the $35 million between the two firms remains undisclosed, but the investment in ElevenLabs suggests a deliberate move to diversify beyond traditional fintech and into the rapidly expanding AI sector. This investment strategy reflects a growing trend among established financial institutions to leverage venture capital arms for both financial returns and strategic insights into emerging technologies. For Robinhood, this could translate into early access to cutting-edge AI solutions for customer service, fraud detection, or even personalized investment advice. Furthermore, investing in Stripe could potentially deepen their existing payment processing infrastructure and streamline transaction flows.",[25,117,119],{"id":118},"industry-context","Industry Context",[12,121,122],{},"Robinhood's investment aligns with broader trends in the fintech and venture capital industries. Fintech companies are increasingly recognizing the need to diversify their revenue streams and technological capabilities. Many are venturing into adjacent sectors like AI, blockchain, and cybersecurity, either through internal development or strategic investments. Competitors like Square (now Block) have also made significant investments in areas beyond their core payment processing business, including blockchain technology with their Cash App platform. Traditional financial institutions, such as Goldman Sachs and JPMorgan Chase, have long maintained venture capital arms that invest in emerging technologies. However, Robinhood's approach is unique in that it's a relatively young, publicly traded company directly investing in startups, blurring the lines between traditional venture capital and corporate development. The investment in ElevenLabs also reflects the growing importance of AI in various industries, including finance. AI-powered solutions are being used for fraud detection, risk assessment, algorithmic trading, and personalized financial advice. The global AI in fintech market is projected to reach $91.5 billion by 2032, according to a report by Allied Market Research, highlighting the massive growth potential in this sector. Furthermore, this move comes at a time when venture capital funding is becoming more selective, with investors prioritizing profitability and sustainable growth over pure top-line expansion. This makes strategic investments, like Robinhood's, all the more critical for both the investing company and the recipient startups.",[25,124,126],{"id":125},"why-this-matters-for-professionals","Why This Matters for Professionals",[12,128,129,130,134,135,138,139,142],{},"Robinhood's investment has several practical implications for accounting professionals, CFOs, and fintech practitioners. Firstly, from an accounting perspective, the investment needs to be properly classified and accounted for on Robinhood's balance sheet. Depending on the level of ownership and influence, the investment may be classified as an equity investment, requiring adherence to specific accounting standards like ASC 321 (Investments – Equity Securities). Furthermore, the fair value of these investments needs to be regularly assessed, potentially requiring the use of valuation techniques and expert judgment. CFOs need to consider the impact of these investments on the company's overall financial performance and risk profile. The investment in ElevenLabs, in particular, introduces a higher level of risk due to the nascent nature of the AI audio market. Therefore, robust risk management processes are essential to monitor the performance of these investments and mitigate potential losses. Fintech practitioners should also pay close attention to how Robinhood leverages these investments to enhance its platform and offerings. For example, if Robinhood integrates ElevenLabs' AI technology into its customer service platform, it could significantly improve user experience and reduce operational costs. ",[131,132,133],"em",{},"Action Item for Accountants",": Review ASC 321 and ensure proper classification and valuation of equity investments. ",[131,136,137],{},"Action Item for CFOs",": Conduct a thorough risk assessment of the startup fund investments and implement appropriate monitoring mechanisms. ",[131,140,141],{},"Action Item for Fintech Practitioners",": Analyze how Robinhood integrates these technologies into its platform and identify potential opportunities for similar innovation. Moreover, the increasing scrutiny from regulatory bodies like the SEC on AI and fintech innovation requires a proactive approach to compliance. Financial professionals need to stay informed about the evolving regulatory landscape and ensure that their companies are adhering to the latest guidelines and regulations.",[25,144,146],{"id":145},"the-bottom-line","The Bottom Line",[12,148,149,150],{},"Robinhood's strategic investment in Stripe and ElevenLabs highlights the growing convergence of fintech, AI, and venture capital. This move signals a broader trend of fintech companies diversifying their portfolios and leveraging emerging technologies to enhance their platforms and offerings. The implications for financial professionals are significant, requiring a deeper understanding of accounting standards, risk management practices, and the evolving regulatory landscape. This investment underscores the importance of continuous learning and adaptation in the rapidly changing world of finance. ",[39,151,152],{},"Robinhood's investment is a clear indication that fintech companies are aggressively pursuing diversification and technological advancement to maintain a competitive edge in the evolving financial landscape.",{"title":76,"searchDepth":77,"depth":77,"links":154},[155,156,157,158],{"id":111,"depth":80,"text":112},{"id":118,"depth":80,"text":119},{"id":125,"depth":80,"text":126},{"id":145,"depth":80,"text":146},"startup-funding","2026-03-17","Robinhood invests $35M in Stripe & AI audio firm ElevenLabs. See how this fintech move impacts accounting & signals portfolio diversification.","\u002Fimages\u002Farticles\u002Frobinhoods-startup-fund-invests-roughly-35-million-across-st.png",{},"\u002Fnews\u002F2026\u002F03\u002Frobinhoods-startup-fund-invests-roughly-35-million-across-st",{"title":103,"description":161},"The Block","https:\u002F\u002Fwww.theblock.co\u002Fpost\u002F393910\u002Frobinhoods-startup-fund-invests-roughly-35-million-across-stripe-and-ai-audio-firm?utm_source=rss&utm_medium=rss","news\u002F2026\u002F03\u002Frobinhoods-startup-fund-invests-roughly-35-million-across-st",[96,97,170],"startup","pZwz6vKehSYpKBIOdCEFiYVJYzWrL-gYtrb9ZEDeA28",{"id":173,"title":174,"author":7,"body":175,"category":246,"date":247,"description":248,"draft":84,"extension":85,"faq":86,"featured":84,"image":249,"meta":250,"modified":86,"navigation":89,"path":251,"seo":252,"source":253,"sourceUrl":254,"stem":255,"tags":256,"__hash__":257},"news\u002Fnews\u002F2026\u002F03\u002Frobinhoods-startup-fund-stumbles-in-nyse-debut.md","Robinhood’s startup fund stumbles in NYSE debut",{"type":9,"value":176,"toc":240},[177,180,182,185,187,190,192,195,200,232,234],[12,178,179],{},"The democratization of finance, once a rallying cry for disruptive fintech startups, is facing a harsh reality check. While platforms like Robinhood aimed to break down barriers and allow everyday investors access to markets previously reserved for the wealthy, the recent struggles of Robinhood's pre-IPO investment fund highlight the inherent challenges in extending this philosophy to the inherently risky and opaque world of early-stage investing. The fund's disappointing debut on the NYSE serves as a cautionary tale, revealing the complexities of navigating regulatory hurdles, managing investor expectations, and ultimately, delivering returns in a highly competitive landscape. This event is not just a setback for Robinhood; it has broader implications for the fintech industry and the future of retail investment in private companies. The narrative of democratized finance is now being tested, forcing a critical reassessment of the risks and responsibilities involved in offering sophisticated investment products to a wider audience.",[25,181,112],{"id":111},[12,183,184],{},"Robinhood's pre-IPO investment fund, designed to offer retail investors access to the potential upside of promising startups before they go public, has experienced a rocky start on the NYSE. The initial public offering (IPO) failed to generate the anticipated investor enthusiasm, resulting in a lackluster performance and raising concerns about the fund's long-term viability. Several factors contributed to this disappointing debut. First, the inherent illiquidity of pre-IPO investments presents a significant challenge. Unlike publicly traded stocks, these investments are difficult to buy and sell, making it harder for investors to exit their positions quickly. This lack of liquidity can be particularly problematic for retail investors who may have shorter investment horizons or be more sensitive to market fluctuations. Second, the valuation of pre-IPO companies is often subjective and based on limited financial information. This makes it difficult for investors to assess the true value of their investments and increases the risk of overpaying for shares. Third, regulatory hurdles and compliance costs associated with offering pre-IPO investments to retail investors can be substantial, potentially impacting the fund's profitability. The fund's performance has been further impacted by the broader economic climate. Rising interest rates and fears of a recession have dampened investor appetite for riskier assets, including pre-IPO investments. This has created a challenging environment for the fund to attract new investors and generate positive returns.",[25,186,119],{"id":118},[12,188,189],{},"Robinhood's foray into pre-IPO investing reflects a broader trend in the fintech industry to expand access to alternative investment opportunities. Platforms like EquityZen and Forge Global have emerged as key players in facilitating secondary market transactions for private company stock, catering to accredited investors. However, Robinhood's attempt to democratize this space by offering a similar product to retail investors represents a significant departure from the traditional model. The company's strategy contrasts sharply with the more cautious approach adopted by established brokerage firms, which typically restrict access to pre-IPO investments to high-net-worth individuals and institutional investors who are deemed to be more sophisticated and better equipped to understand the risks involved. The struggles of Robinhood's fund highlight the inherent challenges in scaling pre-IPO investing to a mass market. Unlike publicly traded companies, private companies are not subject to the same level of regulatory scrutiny and disclosure requirements. This lack of transparency can make it difficult for investors to assess the true risks and rewards of investing in these companies. Furthermore, the process of sourcing and evaluating pre-IPO investment opportunities requires specialized expertise and access to a strong network of industry contacts. Robinhood's ability to effectively compete with established players in this space remains to be seen. The regulatory landscape surrounding pre-IPO investments is also evolving. The SEC has been increasingly focused on protecting retail investors from fraud and abuse in the private markets. This increased regulatory scrutiny could lead to stricter rules and regulations for platforms offering pre-IPO investments, potentially increasing compliance costs and limiting the availability of these investments to retail investors.",[25,191,126],{"id":125},[12,193,194],{},"The stumble of Robinhood's pre-IPO fund carries significant implications for fintech professionals, accountants, and CFOs, particularly those involved in alternative investments and regulatory compliance. For accountants, the valuation of pre-IPO investments presents a complex challenge. Unlike publicly traded stocks, which have readily available market prices, pre-IPO investments must be valued using subjective methods, such as discounted cash flow analysis or comparable company analysis. These methods require significant judgment and expertise, and the resulting valuations can be highly sensitive to the assumptions used. Accountants involved in auditing or preparing financial statements for companies with pre-IPO investments must carefully scrutinize the valuation methods used and ensure that they are reasonable and supportable. CFOs of companies considering raising capital through pre-IPO funding rounds need to be aware of the regulatory requirements and compliance costs associated with these offerings. They must also carefully consider the potential impact on the company's valuation and future fundraising efforts. Fintech practitioners developing platforms for pre-IPO investing must prioritize investor education and risk disclosure. They should provide clear and concise information about the risks involved in pre-IPO investing, including the illiquidity of these investments, the lack of transparency, and the potential for significant losses. Furthermore, they should implement robust KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures to ensure that investors are suitable for these types of investments.",[12,196,197],{},[39,198,199],{},"Specific Action Items & Considerations:",[33,201,202,208,214,220,226],{},[36,203,204,207],{},[39,205,206],{},"Enhanced Due Diligence:"," Accountants need to enhance their due diligence procedures for pre-IPO valuations, focusing on the reasonableness of assumptions and the appropriateness of valuation methods.",[36,209,210,213],{},[39,211,212],{},"Risk Disclosure Enhancement:"," Fintech platforms should bolster risk disclosures, providing scenario analyses illustrating potential losses and highlighting the illiquidity of investments.",[36,215,216,219],{},[39,217,218],{},"Compliance Review:"," CFOs should conduct thorough compliance reviews of pre-IPO funding rounds, ensuring adherence to SEC regulations and state securities laws. Refer to SEC Regulation D for private placement exemptions.",[36,221,222,225],{},[39,223,224],{},"Investor Suitability Assessment:"," Implement stricter investor suitability assessments to ensure that retail investors understand the risks associated with pre-IPO investments. Consider using questionnaires and risk tolerance assessments.",[36,227,228,231],{},[39,229,230],{},"Independent Valuation:"," For significant pre-IPO holdings, consider engaging an independent valuation firm to provide an objective assessment of fair value. This can help mitigate potential conflicts of interest and enhance the credibility of financial reporting.",[25,233,146],{"id":145},[12,235,236,237],{},"Robinhood's pre-IPO fund's struggles expose the delicate balance between democratizing finance and protecting retail investors from undue risk. The fund’s performance serves as a warning to the industry and regulators. The future success of democratized pre-IPO investing hinges on enhanced transparency, robust investor education, and a regulatory framework that protects retail investors without stifling innovation. ",[39,238,239],{},"Democratizing finance requires a responsible approach that prioritizes investor protection and realistic expectations over rapid expansion.",{"title":76,"searchDepth":77,"depth":77,"links":241},[242,243,244,245],{"id":111,"depth":80,"text":112},{"id":118,"depth":80,"text":119},{"id":125,"depth":80,"text":126},{"id":145,"depth":80,"text":146},"fintech","2026-03-07","Robinhood's startup fund IPO disappoints. Learn why the retail-focused pre-IPO investment vehicle stumbled on NYSE. Key insights for fintech & accounting pros.","\u002Fimages\u002Farticles\u002Frobinhoods-startup-fund-stumbles-in-nyse-debut.png",{},"\u002Fnews\u002F2026\u002F03\u002Frobinhoods-startup-fund-stumbles-in-nyse-debut",{"title":174,"description":248},"TechCrunch Startups","https:\u002F\u002Ftechcrunch.com\u002F2026\u002F03\u002F06\u002Frobinhoods-startup-fund-stumbles-in-nyse-debut\u002F","news\u002F2026\u002F03\u002Frobinhoods-startup-fund-stumbles-in-nyse-debut",[96,97,170],"VJ2rjTo2nLwxonR1Qwl3UTpQpRGs9JQSy97tRcPLuQU",{"id":259,"title":260,"author":7,"body":261,"category":246,"date":247,"description":333,"draft":84,"extension":85,"faq":86,"featured":84,"image":334,"meta":335,"modified":86,"navigation":89,"path":336,"seo":337,"source":338,"sourceUrl":339,"stem":340,"tags":341,"__hash__":342},"news\u002Fnews\u002F2026\u002F03\u002Fstablecoin-firms-bet-big-on-ai-agent-payments-that-barely-ex.md","Stablecoin Firms Bet Big on AI Agent Payments That Barely Exist",{"type":9,"value":262,"toc":327},[263,266,268,271,273,276,278,281,286,319,321],[12,264,265],{},"The convergence of artificial intelligence (AI) and decentralized finance (DeFi), specifically stablecoins, is attracting significant investment despite the nascent state of the underlying technology. The potential for AI agents to autonomously execute financial transactions, powered by stablecoins, promises a future of seamless, frictionless commerce. However, the reality lags far behind the hype, raising critical questions about the timing and rationale behind substantial investments in this area by established fintech players like Circle and Stripe. This preemptive move necessitates careful consideration from financial professionals, particularly accountants and CFOs, who must grapple with the implications of integrating these emerging technologies into existing financial frameworks. The early commitment of major players signals a potentially significant shift in the financial landscape, even if widespread adoption remains years away.",[25,267,112],{"id":111},[12,269,270],{},"Circle and Stripe, two prominent companies in the fintech space, are making strategic investments in the infrastructure necessary to support AI agent payments using stablecoins. This infrastructure includes the development of APIs and platforms that would allow AI agents to initiate and execute payments autonomously, leveraging the speed and efficiency of stablecoin transactions. The core idea is to enable AI agents to engage in commerce on behalf of individuals or businesses, automating tasks such as bill payments, inventory replenishment, and even complex financial transactions. While the precise details of these investments remain largely undisclosed, the public acknowledgement by these companies confirms their belief in the long-term potential of this technology. Currently, real-world applications of AI agent payments are limited, with most use cases remaining theoretical or confined to small-scale pilot programs. This gap between investment and practical application highlights the speculative nature of the current landscape, fueled by the promise of future disruption rather than immediate returns. The technology is still in its infancy, with challenges related to security, scalability, and regulatory compliance remaining significant hurdles.",[25,272,119],{"id":118},[12,274,275],{},"The investment in AI agent payments by Circle and Stripe is not happening in a vacuum. It reflects a broader trend within the fintech industry towards exploring the potential of AI and blockchain technology to revolutionize financial services. Other companies, including cryptocurrency exchanges and DeFi protocols, are also experimenting with similar concepts, albeit often with a greater focus on decentralized governance and permissionless innovation. For example, projects like Fetch.ai are actively developing AI agents capable of participating in decentralized marketplaces and executing smart contracts. The key differentiator for Circle and Stripe lies in their established relationships with traditional financial institutions and their focus on regulatory compliance. This positions them to bridge the gap between the decentralized world of crypto and the regulated world of traditional finance, potentially accelerating the adoption of AI agent payments by mainstream businesses. However, their approach contrasts with the more radical decentralization ethos of some DeFi projects, which may limit their ability to innovate as quickly or attract a wider range of users. The competition in this space is likely to intensify as the technology matures and regulatory frameworks become clearer. Furthermore, the success of AI agent payments is contingent on the broader adoption of stablecoins as a mainstream payment method, which is itself dependent on addressing concerns about volatility, security, and regulatory oversight.",[25,277,126],{"id":125},[12,279,280],{},"The emergence of AI agent payments presents both opportunities and challenges for financial professionals. Accountants and CFOs need to understand the implications of this technology for financial reporting, auditing, and risk management. One of the key challenges is the lack of established accounting standards for transactions initiated and executed by AI agents. Existing accounting frameworks may not adequately address the complexities of autonomous financial activities, particularly in areas such as revenue recognition, expense allocation, and tax compliance. For example, how should a transaction be classified when an AI agent autonomously negotiates a price and executes a payment without direct human intervention? Furthermore, the use of stablecoins introduces additional complexities related to valuation, custody, and regulatory compliance. CFOs need to develop robust internal controls to ensure the accuracy and integrity of financial data generated by AI agents. This includes implementing appropriate security measures to protect against fraud and cyberattacks, as well as establishing clear audit trails to track all transactions. Accountants need to stay abreast of emerging accounting standards and regulatory guidance related to AI agent payments and stablecoins. The Financial Accounting Standards Board (FASB) and the Securities and Exchange Commission (SEC) are actively considering these issues, and their pronouncements will have a significant impact on financial reporting practices.",[12,282,283],{},[39,284,285],{},"Action Items for Financial Professionals:",[287,288,289,295,301,307,313],"ol",{},[36,290,291,294],{},[39,292,293],{},"Educate yourselves:"," Invest time in understanding the fundamentals of AI, blockchain technology, and stablecoins.",[36,296,297,300],{},[39,298,299],{},"Assess the potential impact:"," Evaluate how AI agent payments could affect your organization's financial processes and reporting requirements.",[36,302,303,306],{},[39,304,305],{},"Develop internal controls:"," Implement robust security measures and audit trails to mitigate the risks associated with autonomous financial activities.",[36,308,309,312],{},[39,310,311],{},"Stay informed:"," Monitor developments in accounting standards and regulatory guidance related to AI agent payments and stablecoins.",[36,314,315,318],{},[39,316,317],{},"Engage with industry experts:"," Participate in discussions and workshops to share knowledge and best practices with other professionals.",[25,320,146],{"id":145},[12,322,323,324],{},"While the widespread adoption of AI agent payments remains uncertain, the early investments by Circle and Stripe signal a potentially transformative shift in the financial landscape. The technology holds the promise of automating complex financial tasks and enabling seamless, frictionless commerce. However, significant challenges remain, particularly in the areas of security, scalability, and regulatory compliance. Financial professionals need to proactively address these challenges by educating themselves, developing robust internal controls, and staying informed about emerging accounting standards and regulatory guidance. ",[39,325,326],{},"The future of finance may be autonomous, but its success hinges on careful planning and responsible implementation.",{"title":76,"searchDepth":77,"depth":77,"links":328},[329,330,331,332],{"id":111,"depth":80,"text":112},{"id":118,"depth":80,"text":119},{"id":125,"depth":80,"text":126},{"id":145,"depth":80,"text":146},"Circle & Stripe invest in AI agent payments infrastructure despite limited current use. Is this a visionary fintech play or premature accounting headache?","\u002Fimages\u002Farticles\u002Fstablecoin-firms-bet-big-on-ai-agent-payments-that-barely-ex.png",{},"\u002Fnews\u002F2026\u002F03\u002Fstablecoin-firms-bet-big-on-ai-agent-payments-that-barely-ex",{"title":260,"description":333},"Bloomberg Technology","https:\u002F\u002Fwww.bloomberg.com\u002Fnews\u002Farticles\u002F2026-03-07\u002Fstablecoin-firms-bet-big-on-ai-agent-payments-that-barely-exist","news\u002F2026\u002F03\u002Fstablecoin-firms-bet-big-on-ai-agent-payments-that-barely-ex",[96,97,99],"oRxnDCFFIc3FzbmMMxaUumd5vexiI9UoDgpAlkkQWEw",{"id":344,"title":345,"author":7,"body":346,"category":246,"date":441,"description":442,"draft":84,"extension":85,"faq":86,"featured":84,"image":443,"meta":444,"modified":86,"navigation":89,"path":445,"seo":446,"source":92,"sourceUrl":447,"stem":448,"tags":449,"__hash__":452},"news\u002Fnews\u002F2026\u002F03\u002Fstripe-introduces-billing-tools-to-meter-and-charge-ai-usage.md","Stripe Introduces Billing Tools to Meter and Charge AI Usage",{"type":9,"value":347,"toc":435},[348,351,353,356,358,361,364,367,369,372,375,378,383,427,429],[12,349,350],{},"The rise of generative AI has unleashed a wave of innovation, but it has also presented a complex challenge for businesses: how to accurately and fairly monetize these powerful new services. Unlike traditional software models with fixed subscriptions or per-seat licenses, AI usage is inherently variable, dependent on factors like computational resources consumed, data processed, and API calls made. This complexity demands sophisticated metering and billing solutions that can track and charge for AI usage in a granular and transparent manner. Without such solutions, businesses risk undercharging, losing revenue, and creating friction with customers who lack visibility into how their usage translates into cost. The introduction of dedicated AI billing tools is therefore not just a product update, but a critical enabler for the sustainable growth of the AI economy.",[25,352,112],{"id":111},[12,354,355],{},"Stripe, a leading payment processing and financial infrastructure platform, has recently launched new billing tools specifically designed to meter and charge for AI usage. This offering allows companies to track a variety of usage metrics, including the number of API calls, the volume of data processed, or the computational resources consumed (e.g., GPU hours). The platform supports various billing models, such as pay-as-you-go, tiered pricing, and usage-based subscriptions. This flexibility enables AI service providers to tailor their pricing strategies to match the specific characteristics of their offerings and the needs of their customers. Stripe's solution also incorporates features for managing customer subscriptions, handling invoices, and processing payments, providing a comprehensive suite of tools for AI monetization. Furthermore, the platform emphasizes transparency, enabling businesses to provide detailed usage reports to their customers, fostering trust and reducing disputes. This new functionality effectively allows businesses to treat AI services like utilities, where usage is precisely measured and billed accordingly.",[25,357,119],{"id":118},[12,359,360],{},"Stripe's move into AI billing is not happening in a vacuum. Several other companies are also addressing the challenges of AI monetization, albeit with different approaches. Cloud providers like Amazon Web Services (AWS) and Microsoft Azure, which are the backbone of many AI services, have long offered metering and billing solutions for their compute and storage resources. These solutions provide a foundation for tracking AI usage, but they often lack the granularity and flexibility required for complex AI pricing models. For example, while AWS charges for SageMaker inference endpoints based on instance type and runtime, it doesn't inherently track metrics like the quality of the AI output or the specific features used. Furthermore, these cloud provider solutions are typically tied to their own ecosystems, making it difficult for businesses that use multiple cloud providers or run AI models on-premise.",[12,362,363],{},"Other players are emerging with specialized AI billing solutions. Companies like Metronome and Amberflo offer platforms that focus specifically on usage-based pricing for software and APIs, including AI services. These solutions often provide more advanced features for managing complex pricing models, such as volume discounts, commit-based pricing, and dynamic pricing based on real-time demand. However, they may require more integration effort than Stripe's solution, which is already tightly integrated with its payment processing infrastructure. Stripe’s competitive advantage lies in its established market position, widespread adoption, and comprehensive suite of financial tools. By integrating AI billing directly into its existing platform, Stripe makes it easier for businesses to adopt and manage AI monetization without having to integrate multiple independent solutions.",[12,365,366],{},"The broader trend is towards greater sophistication in usage-based pricing. As subscription fatigue sets in and customers demand more control over their spending, businesses are increasingly adopting usage-based models to align pricing with value. This trend is particularly relevant in the AI space, where usage patterns can vary dramatically depending on the specific application and customer needs. The challenge is to design pricing models that are both fair to customers and profitable for businesses, while also being transparent and easy to understand.",[25,368,126],{"id":125},[12,370,371],{},"The introduction of Stripe's AI billing tools has significant implications for accounting and finance professionals. Firstly, it necessitates a shift in accounting practices. Traditional revenue recognition methods may not be suitable for usage-based AI services. Accountants need to develop new approaches for recognizing revenue based on actual usage, which may require tracking and allocating revenue over time. This could involve using sophisticated revenue recognition software that complies with ASC 606 (Revenue from Contracts with Customers), a key standard issued by the Financial Accounting Standards Board (FASB).",[12,373,374],{},"Secondly, CFOs need to understand the key drivers of AI usage and how they translate into costs and revenue. This requires developing robust metrics and reporting systems that can track AI usage patterns, identify high-value customers, and optimize pricing strategies. For example, a CFO might analyze the cost per API call for different AI models and adjust pricing accordingly to maximize profitability. They may also need to work with data scientists and engineers to understand the technical aspects of AI usage and how it impacts costs.",[12,376,377],{},"Thirdly, fintech practitioners need to be aware of the regulatory implications of AI billing. Data privacy regulations like GDPR (General Data Protection Regulation) and CCPA (California Consumer Privacy Act) may restrict the collection and use of AI usage data. Businesses need to ensure that their AI billing practices comply with these regulations and that they are transparent with customers about how their data is being used. This may involve implementing data anonymization techniques or obtaining explicit consent from customers.",[12,379,380],{},[39,381,382],{},"Action Items and Considerations:",[33,384,385,391,397,403,409,415,421],{},[36,386,387,390],{},[39,388,389],{},"Review existing revenue recognition policies:"," Assess whether current policies are adequate for handling usage-based AI revenue.",[36,392,393,396],{},[39,394,395],{},"Implement robust usage tracking:"," Implement systems to track AI usage metrics accurately and reliably.",[36,398,399,402],{},[39,400,401],{},"Develop transparent pricing models:"," Design pricing models that are fair, transparent, and easy to understand.",[36,404,405,408],{},[39,406,407],{},"Ensure regulatory compliance:"," Ensure that AI billing practices comply with data privacy regulations.",[36,410,411,414],{},[39,412,413],{},"Invest in training:"," Train accounting and finance staff on the nuances of AI billing.",[36,416,417,420],{},[39,418,419],{},"Consider specialized software:"," Evaluate specialized revenue recognition software that supports usage-based pricing.",[36,422,423,426],{},[39,424,425],{},"Collaborate with IT:"," Work closely with IT and data science teams to understand the technical aspects of AI usage and billing.",[25,428,146],{"id":145},[12,430,431,432],{},"Stripe's entry into the AI billing space signals a growing recognition of the need for specialized solutions to monetize AI services effectively. This development empowers businesses to adopt more flexible and transparent pricing models, fostering trust with customers and enabling the sustainable growth of the AI economy. As AI continues to permeate various industries, the ability to accurately meter and charge for its usage will become increasingly critical for both providers and consumers. ",[39,433,434],{},"The introduction of dedicated AI billing tools is a necessary step towards mature and sustainable AI monetization.",{"title":76,"searchDepth":77,"depth":77,"links":436},[437,438,439,440],{"id":111,"depth":80,"text":112},{"id":118,"depth":80,"text":119},{"id":125,"depth":80,"text":126},{"id":145,"depth":80,"text":146},"2026-03-06","Stripe Billing now supports AI usage metering! Learn how to accurately track & charge for AI services. Essential for fintech & accounting pros.","\u002Fimages\u002Farticles\u002Fstripe-introduces-billing-tools-to-meter-and-charge-ai-usage.png",{},"\u002Fnews\u002F2026\u002F03\u002Fstripe-introduces-billing-tools-to-meter-and-charge-ai-usage",{"title":345,"description":442},"https:\u002F\u002Fwww.pymnts.com\u002Fnews\u002Fartificial-intelligence\u002F2026\u002Fstripe-introduces-billing-tools-to-meter-and-charge-ai-usage\u002F","news\u002F2026\u002F03\u002Fstripe-introduces-billing-tools-to-meter-and-charge-ai-usage",[96,450,97,98,451],"sage","api","-mRerCQmPbPpBsVgAjpMvzBU3O_CZP4oHDu9KC4MrFc",{"id":454,"title":455,"author":7,"body":456,"category":246,"date":548,"description":549,"draft":84,"extension":85,"faq":86,"featured":84,"image":550,"meta":551,"modified":86,"navigation":89,"path":552,"seo":553,"source":554,"sourceUrl":555,"stem":556,"tags":557,"__hash__":560},"news\u002Fnews\u002F2026\u002F03\u002Fstripe-launches-accounting-api.md","Stripe Launches Accounting API for Real-Time Financial Data Sync",{"type":9,"value":457,"toc":542},[458,461,465,468,471,475,478,481,485,488,491,529,532,536],[12,459,460],{},"The financial technology landscape is in constant flux, driven by a relentless pursuit of efficiency, accuracy, and real-time visibility. While payment processing has undergone a radical transformation in recent years, the downstream integration with accounting systems has often remained a clunky, manual process – a bottleneck hindering true operational agility. Businesses, particularly those experiencing rapid growth, frequently struggle to reconcile payment data with their accounting records, leading to errors, delays, and increased costs. This pain point is especially acute for e-commerce companies, subscription-based businesses, and platforms facilitating marketplace transactions. The emergence of solutions addressing this integration gap is therefore a critical step towards creating a more seamless and automated financial ecosystem. Stripe’s launch of its Accounting API is the latest, and potentially most impactful, move in this direction.",[25,462,464],{"id":463},"whats-happening-stripes-accounting-api-unveiled","What's Happening: Stripe's Accounting API Unveiled",[12,466,467],{},"Stripe has officially launched its Accounting API, designed to directly and automatically synchronize transaction-level data between the Stripe platform and various accounting software packages. This eliminates the traditional reliance on manual exports of CSV files and their subsequent import into accounting systems like NetSuite, Xero, and QuickBooks. The core functionality centers around a real-time data stream, meaning that as transactions are processed within Stripe – whether sales, refunds, or subscription payments – the corresponding financial information is immediately reflected in the linked accounting software.",[12,469,470],{},"The API provides granular details on each transaction, including amounts, fees, taxes, and associated metadata. This level of detail is crucial for accurate financial reporting and reconciliation. Furthermore, the Accounting API is designed to handle complex scenarios, such as multi-currency transactions, deferred revenue recognition, and the allocation of revenue across different business segments. Stripe has invested heavily in ensuring the API complies with relevant accounting standards, providing businesses with confidence in the accuracy and reliability of the integrated data. The initial rollout includes support for several major accounting platforms, with plans to expand compatibility in the future. This move directly addresses a significant pain point for Stripe's existing user base, especially those operating at scale.",[25,472,474],{"id":473},"industry-context-the-shift-towards-embedded-finance-and-automation","Industry Context: The Shift Towards Embedded Finance and Automation",[12,476,477],{},"Stripe's Accounting API is not operating in a vacuum. It represents a significant push towards \"embedded finance,\" the integration of financial services directly into non-financial platforms and applications. This trend is driven by the desire to provide a more seamless and integrated user experience, reducing friction and improving efficiency. Several other fintech companies are also developing solutions to automate accounting processes. For example, companies like Routable focus on automating accounts payable workflows, while others are building solutions for automated bank reconciliation.",[12,479,480],{},"Compared to existing solutions, Stripe's offering possesses several advantages. First, Stripe already has a massive user base of businesses processing payments through its platform. This provides a built-in distribution channel and reduces the customer acquisition cost. Second, the API is tightly integrated with the Stripe payment processing engine, allowing for a higher degree of accuracy and reliability. Third, Stripe has a strong reputation for developer-friendliness, which makes it easier for accounting software vendors to integrate with the API. Competitors may offer point solutions for specific accounting tasks, but Stripe's API offers a more comprehensive and integrated approach to financial data management. The move also reflects a broader trend among large fintech platforms to expand beyond their core offerings and provide a more holistic suite of services to their customers. This strategy is aimed at increasing customer loyalty and reducing churn.",[25,482,484],{"id":483},"why-this-matters-for-professionals-practical-impact-and-considerations","Why This Matters for Professionals: Practical Impact and Considerations",[12,486,487],{},"The introduction of Stripe's Accounting API has profound implications for accountants, CFOs, and other financial professionals. The most immediate benefit is the elimination of manual data entry and reconciliation, freeing up valuable time and resources. This allows professionals to focus on higher-value tasks, such as financial analysis, strategic planning, and risk management. The API also reduces the risk of human error, leading to more accurate financial reporting and improved decision-making.",[12,489,490],{},"However, the adoption of the Accounting API also requires careful planning and execution. Here are some specific action items and considerations:",[33,492,493,499,505,511,517,523],{},[36,494,495,498],{},[39,496,497],{},"Assessment:"," Evaluate the current accounting workflows and identify areas where automation can provide the greatest benefit. Determine the compatibility of existing accounting software with the Stripe Accounting API.",[36,500,501,504],{},[39,502,503],{},"Implementation:"," Work with IT or a qualified consultant to integrate the API with the accounting software. Ensure proper data mapping and configuration to avoid errors.",[36,506,507,510],{},[39,508,509],{},"Testing:"," Thoroughly test the integration to verify the accuracy and reliability of the data transfer. Compare the results with manually generated reports to identify any discrepancies.",[36,512,513,516],{},[39,514,515],{},"Training:"," Provide training to accounting staff on how to use the new system and interpret the integrated data.",[36,518,519,522],{},[39,520,521],{},"Compliance:"," Ensure that the integrated system complies with relevant accounting standards and regulatory requirements, such as GAAP (Generally Accepted Accounting Principles) or IFRS (International Financial Reporting Standards). The SEC and FASB websites are key resources for staying up-to-date on accounting standards in the US.",[36,524,525,528],{},[39,526,527],{},"Security:"," Implement appropriate security measures to protect sensitive financial data, including access controls, encryption, and regular security audits.",[12,530,531],{},"Furthermore, the availability of real-time financial data allows for more proactive financial management. CFOs can track key performance indicators (KPIs) in real-time, identify trends, and make timely adjustments to business strategy. The improved accuracy and transparency of financial data can also facilitate better communication with investors and other stakeholders. The IRS increasingly relies on automated data matching, so accurate and timely data transfer can also reduce the risk of audits and penalties.",[25,533,535],{"id":534},"the-bottom-line-a-step-towards-frictionless-finance","The Bottom Line: A Step Towards Frictionless Finance",[12,537,538,539],{},"Stripe's Accounting API represents a significant step towards creating a more automated and integrated financial ecosystem, empowering businesses with real-time visibility and control over their finances. It's a move that underscores the growing importance of embedded finance and the relentless pursuit of efficiency in the modern business environment. ",[39,540,541],{},"By automating the flow of financial data, Stripe is enabling businesses to focus on growth and innovation, rather than being bogged down by manual accounting processes.",{"title":76,"searchDepth":77,"depth":77,"links":543},[544,545,546,547],{"id":463,"depth":80,"text":464},{"id":473,"depth":80,"text":474},{"id":483,"depth":80,"text":484},{"id":534,"depth":80,"text":535},"2026-03-05","Stripe's new Accounting API lets businesses push transaction data directly into accounting software in real time, eliminating manual exports and CSV imports.","\u002Fimages\u002Farticles\u002Fstripe-launches-accounting-api.png",{},"\u002Fnews\u002F2026\u002F03\u002Fstripe-launches-accounting-api",{"title":455,"description":549},"The 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