#lending

Fed rule changes may boost SMB lending capacity. Learn how proposed capital requirement revisions could impact fintech & accounting pros. Deep dive here.

Cash App enters the BNPL arena, letting users pay later for P2P transfers. How will this affect budgeting & accounting for fintech pros? Learn more.

Square Capital expands AI lending to businesses with irregular revenue (seasonal, project-based, gig) — using real-time payment data instead of annual financials to underwrite $2.8B in 2025 originations.

Fannie Mae will purchase crypto-collateralized mortgages where borrowers pledge BTC or USDC as down payment. First GSE to accept digital asset collateral.

BlockFills files Chapter 11 with $340M in liabilities after freezing withdrawals. Creditors face 18-month recovery timeline and estimated 30-45% recovery rate.

Fuse raises $25M Series A to replace 20-year-old loan origination systems at U.S. credit unions with AI-powered underwriting that cuts approval time from 5 days to 4 hours.

xAI recruits Wall Street professionals to train Grok on financial analysis, credit underwriting, and regulatory compliance — building the first AI model purpose-trained by finance practitioners.

Venus Protocol exploit alert! $2M bad debt incurred due to THE token price manipulation. Learn how this DeFi lending platform on BNB Chain was affected.

AI-native lenders report 120-180% origination growth as ML underwriting outperforms traditional credit scoring on speed, approval rates, and default prediction.

78% of SMBs use business credit cards primarily for cash flow timing — not rewards. The average SMB carries $32K in card balances as a working capital tool, paying $6,400 annually in interest.